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Smart business checking for smart growth.

Simplify your banking with accounts designed to meet your unique business needs.

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Options for how you do business.

Whether you’re just starting a small business or you’re leading an established company, the right business account can give you the resources you need to manage your company’s finances.

Small Business Checking

Ideal for small businesses with lower transaction volumes, this account gives you the basic tools to keep your finances running smoothly.

  • No minimum balance requirement
  • 150 free transactions per month1
  • Overdraft protection options available

Business
Checking

Perfect for growing businesses that need higher transaction limits and additional banking tools. This account scales with your business as it expands.

  • Low monthly maintenance fee, waived with a qualifying balance
  • 350 free transactions per month1
  • Advanced online cash management tools

Business Analysis Checking

Designed for businesses with higher transaction volumes, offering earnings credit to help offset monthly service charges and maximize your efficiency.

  • Low monthly maintenance fee
  • Earnings credit
  • Overdraft protection options available

Sole Proprietor
Small Business Checking

Tailored for sole proprietors, this account offers simplified banking solutions with low fees, perfect for managing the day-to-day needs of your small business.

  • No minimum balance requirement
  • 150 free transactions per month1
  • Overdraft protection options available


Sole Proprietor
Business Checking


Designed for sole proprietors with low to moderate checking activity.


  • Low monthly service fee
  • 350 free transactions per month1


Business Checking
Plus

Perfect for businesses with higher transaction volumes, this account allows you to earn interest while managing your finances efficiently.

  • Low monthly maintenance fee
  • 350 free transactions per month1
  • Advanced online cash management tools

All business checking accounts give you these great benefits:

 

 

  • Online banking
  • Debit card
  • Complimentary online statements

Frequently Asked Questions

What do I need to open a business checking account?

To open a business checking account you will need to provide identification, your business tax ID number, legal business documents such as articles of incorporation or partnership agreement. Proof of registration with the state and beneficial ownership information required if applicable.

Are there monthly maintenance fees?

Monthly maintenance fees vary by account type. Some accounts waive the fee if a certain average balance is maintained.

How can I open a business checking account?

You can easily open a business checking account by visiting an Alerus location. Our business banking specialists are also available to help you choose the right account for your needs.

What tools are available to help manage cash flow?

Alerus provides a suite of treasury management services, including cash flow analysis, receivables and payables solutions, fraud prevention tools like positive pay, and liquidity management to help your business run smoothly. Visit our Treasury Services page for more information.

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Ready to get started?