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Building Strength in Every Season

Financial solutions rooted in agriculture.

We understand the unique challenges and opportunities that come with running an agricultural business. From family farms to large agribusinesses, we partner with you to deliver comprehensive financial solutions tailored to the dynamic world of agriculture. Our purpose is to help you achieve yours – providing personalized services and the right tools to cultivate growth and long-term success.

Agriculture Business Loans

We offer a wide range of lending solutions tailored to meet the unique needs of agricultural businesses.

Land Real Estate Loans

  • Up to 30-year fixed-rate in-house loans
  • Land purchases
  • Facility expansion loans

Crop and Livestock Financing

  • Operating lines of credit
  • Animal agriculture loans
  • Beet Stock loans

Equipment Financing

  • New and used equipment purchases
  • Financing for specialized agricultural machinery and tools

Specialized Financing

  • Drain tile and irrigation loans
  • Renewable energy projects for farms

Financing Programs

  • FSA Loan Programs*
  • USDA Loan Programs
  • Farmer Mac Loans

*Alerus is a Preferred Lender

Other Financial Solutions for Agriculture

Cash Management

Keep your operations running smoothly with tools to manage day-to-day finances:

  • Treasury management solutions
  • Integrated payables
  • Automated payment solutions
  • Mobile and remote deposit
  • Fraud prevention tools

Deposit Solutions

Secure and grow your finances with checking and savings accounts.

  • Checking accounts
  • Flexible savings options
  • Money market accounts

Retirement and Benefits Plans

Attract and retain top talent with competitive benefits.

  • 401(k) and retirement plans
  • Health savings accounts (HSAs)
  • COBRA

Wealth Management and Succession Planning

Secure your legacy with expert guidance for long-term planning.

  • Investment management
  • Succession strategies and planning
  • Trust services

Who we serve:

  • Family farm operations
  • Agricultural businesses
  • Specialty crop producers

Why choose Alerus?

Agriculture is more than a business – it’s a way of life. Choosing Alerus means partnering with a financial institution that truly understands the agricultural industry and is committed to your success.

  • Work with financial professionals who understand the complexities of agriculture and can provide insights to optimize your operations.
  • We offer products and services that align with your goals, whether it’s securing financing, managing cash flow, or planning for the future.
  • Agriculture is a long-term investment, and so is our commitment to you. We’re here to support your success year after year.
Male Farmer And Agronomist Using Digital Tablet In Corn Field

Meet our team

Blaine Anderson Jalen Ham Jon Rentz Prof New Mark Yahna Dwight Watkins

Blaine Anderson
Business Advisor, Lead
701.280.5119
Email

Jalen Ham
Business Advisor, Sr.
701.280.5135
Email

Jon Rentz
Business Advisor, Sr.
701.795.2631
Email

Mark Yahana
Business Advisor, Sr.
701.795.3416
Email

Dwight Watkins
SVP, Business Banker
563.380.5319
Email

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Ready to get started?