Financial solutions for HOA and community associations.

Understanding the unique financial needs of HOA and community associations is key to delivering the right solutions. Whether it’s managing day-to-day operations or planning for long-term goals, our financial solutions are designed to meet the evolving needs of your community.

Deposit Solutions

Manage your community funds with flexible, secure accounts designed for daily operations and long-term reserves, maximizing growth and simplifying financial management.

  • Operating and reserve accounts
  • High yield money market accounts
  • Certificates of deposit
  • ICS and CDAR options
  • Integration with property management software

Treasury Management

Improve cash flow and streamline operations with secure solutions for payments, deposits, and real-time financial management.

  • Lockbox processing
  • Remote deposit capture
  • ACH origination
  • Wire transfers
  • Online and mobile banking
  • Merchant payment processing
  • Fraud prevention services
  • Insured cash sweeps (ICS)

Investment Solutions

Grow reserve funds with personalized investment strategies that balance risk and return, aiming to support long-term financial stability for your community.

  • Personalized investment strategies for HOA and community associations

Lending Solutions

Access financing solutions tailored to meet the capital or operational needs of your community association.

  • Term loans
  • Lines of credit

Frequently Asked Questions

What types of accounts are available for managing HOA funds?

HOA’s can utilize a variety of accounts, including operating accounts for daily expenses and reserve accounts for long-term savings, along with high-yield money market accounts and CDs for maximizing growth.

How can treasury management services help streamline our community’s finances?

Treasury management services offer tools like lockbox processing, remote deposit, and online banking to simplify payment collection, improve cash flow, and enhance security for your association.

What financing is available for large community projects?

HOA’s can access term loans for major capital improvements or lines of credit for ongoing operational needs, with competitive rates and flexible terms.