How to Make Cosigning a Student Loan a Breeze
Use the loan application process as a learning experience.
Consider the “Why” When Gifting Assets
When it comes to gifting assets and passing down an inheritance, too often we fixate on the “how,” but don’t consider the “why”. In other words, although the mechanics of making gifts and transferring assets are important, such setting up irrevocable trusts or net gifts and bargain sales, so too is identifying the greater purpose…
Understanding Fund Fact Sheets
One of the more confusing parts of participating in an employer-sponsored retirement plan is choosing how to allocate your funds. Fund fact sheets provide information on a fund’s objectives, holdings, fees, and past performance and can be used to compare funds within the same category, learn more about a single fund, or contrast funds in…
When should you use your emergency fund?
You’ve managed to save the recommended three to six months of finances for an emergency fund. Now, when is it ok to use it?
Beyond Medicare – How to Fund Health Care Costs in Retirement
As retirement draws closer, many of us cling to a false sense of security that Medicare will cover all of our health care costs. Once we hit 65, it’s all taken care of and we don’t have anything to worry about, right?
Are you over the age of 50? Learn about employee catch-up contributions.
Saving enough money for a comfortable retirement is probably one of your primary financial goals. But, with so many other demands on your money, it’s easy to get off track. If you are age 50 or older and want to make up for lost time, the tax law allows you to catch up on your…