Middle age brings a unique set of financial challenges and opportunities. As responsibilities mount and retirement looms on the horizon, the decision between borrowing and using savings becomes increasingly critical. Let’s explore the considerations for middle-aged individuals facing this financial crossroads.
With companies downsizing to stay in business and corporate takeovers occurring almost every other day, the only thing certain in anyone’s career these days is change. Your financial advisor can help you understand your 401(k) rollover options.
Nothing ignites family arguments like trying to divide an inheritance. If you plan to leave money to more than a few beneficiaries, for the sake of peace and your own emotional legacy, know how to divide the proceeds fairly.
When planning for retirement, most Americans think mainly about using tax-advantaged savings vehicles like 401(k) or individual retirement accounts, while failing to consider the triple tax benefits of health savings accounts, or HSAs.
Many investors are paying more in fees than they realize, some don’t even know they’re paying fees at all. Here are some things you can do to help manage your fees and taxes:
Many of us grew up in a world where it was customary to be friendly, courteous, and trusting. Unfortunately, assumptions concerning these standards of conduct can sometimes get us into trouble. Con artists offering a variety of too-good-to-be-true investment “deals” are banking on the willingness of trusting individuals. Unfortunately, many people experience financial difficulties, thus…