Capital is a catalyst. It is a necessary ingredient for a business to launch, grow, make an acquisition, transfer ownership, or weather challenging times. Lenders play a crucial role in helping businesses achieve their goals – and there are lots of things businesses can do to make the process smoother and more effective.
Whether as a business or an individual, your relationship with your banker and financial advisor is important. It requires a high level of trust that goes far beyond simply securing your money, conducting a transaction, or paying interest. As the banking industry has changed, customers have options that run from new online-only banks to huge…
With more and more of us working from home, the trend towards mobile and remote banking for businesses is picking up steam. Lots of us are comfortable using this technology for our personal finances, but it’s worth considering how business banking is different and what you and your bank can do to protect your business…
When rapidly changing economic or consumer trends hit a business’s bottom line, they might need to reimagine their business plan as well as their space. Businesses may find themselves wrestling with questions like: What is the role of the physical space my business occupies – to make things, sell things, provide a place for individual…
In today’s tight workforce market, bundled benefits can help both businesses and employees. Employees appreciate more flexibility and greater freedom of choice in health, retirement and other benefits. Businesses enjoy the efficiencies of consolidating the services, especially with Alerus professionals who also understand a client’s business goals and challenges. “We’re helping more small businesses harness…
Business email fraud, also known as Business Email Compromise (BEC), is on the rise across the country. One of the best ways to protect your business is to educate yourself and your employees. Unlike other cyber-attacks, these types of fraudster emails don’t contain malware or malicious URLs. Instead, they take advantage of social engineering.