Emergency Savings Strategies to Improve Financial Security
No one wants to think about all the things that can go wrong in the course of modern life – and they really don’t want to think about how to pay for it. But an…
When should you use your emergency fund?
You’ve managed to save the recommended three to six months of finances for an emergency fund. Now, when is it ok to use it?
Emergency savings: A neglected part of financial wellness
You’ve heard the rule of thumb: Have an “emergency savings” set aside for unexpected costs. It’s a simple enough idea, but most Americans put it at the back of their financial priority list. In fact,…
Beyond Medicare: How to fund health care costs in retirement
As retirement draws closer, many of us cling to a false sense of security that Medicare will cover all of our health care costs. Once we hit 65, it’s all taken care of and we…
Covering your mortgage with insurance
If you, your spouse or life partner would pass away or if you become disabled and are unable to work, your family could potentially lose your home. Covering your mortgage with insurance may help. These…
Do you need an emergency fund? 6 reasons you do
An emergency fund is like building cardio in your exercise routine. It strengthens your daily financial wellness (like your heart and lungs), increases your long-term financial health (similar to your metabolism) and can lead to…