As people and businesses start to emerge from the shadow of COVID-19 and its related economic fallout, we are constantly finding ways in which the business landscape has shifted. The coming year will continue to highlight the temporary and permanent changes to business as a result of the pandemic.
Fraudsters have become increasingly adept at getting cardholders to share information by posing as financial institution call center representatives, or sending text messages that look like they are coming from your institution, warning of suspicious activities. They are also phoning call centers posing as cardholders requesting changes to card information and account parameters. The fraudsters…
Financial elder abuse is when a relative, caregiver, stranger, or “friend” exploits an older person to deplete savings and assets that have taken years to accumulate. This type of abuse can severely affect an elder’s lifestyle. Elder abuse is accomplished by taking or misusing the property or resources of a vulnerable adult by means of undue…
Accessing technology is easier than it’s ever been. With more and more Americans being connected to their phones, it’s important to remember cyber threats can occur not only on a laptop or computer, but also on your mobile device. There are many steps you can take to help protect your mobile device against cyber threats,…
With the Holidays right around the corner, many of us are busy buying last minute gifts or getting ready to travel which means your debit card may be getting more use than normal. Conveniently manage your Alerus debit card with the easy to use CardValet® app. It provides extra security, protection and control over your…
Budgets get a bad rap. In reality, they give people power over their finances, and when managed well, can put a person in a position to decide if they want to seize an opportunity or not – while those who have not managed their money purposefully often have no such option. Instead of thinking of…
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