Credit ratings are an important measure of a person’s financial wellness. Think of them as a report card for your finances. Lenders review credit ratings to determine the risk associated with the requested loan. The higher your credit score is, the more likely it is you will repay your loan. As a result, individuals with…
As the coronavirus pandemic continues, people are finding new ways to resume normal activities with an eye toward safety. This includes real estate and mortgage businesses. The good news is that innovations and technology are helping to keep the wheels of real estate turning, but it is safe to say homebuying and financing will look…
As we proceed through the COVID-19 era, people and banks are finding ways to get back to normal as much as possible, always with an eye towards safety. This includes the real estate and mortgage businesses, which are essential to the housing needs of people everywhere.
Mortgage interest rates are hovering near historic lows. Not surprisingly, many homeowners are asking themselves, “Is now the time to refinance?” The answer is … maybe. Before you consider refinancing your existing mortgage, consider the following:
How quickly they grow up. Spend a few minutes talking to parents whose children are now grown up and you might hear a common refrain that goes something like this: the years go by so fast, one day they were in diapers and the next day they were moving out of the house. When a…
When was the last time you reviewed your mortgage to make sure it was providing you with all the financial benefits possible? A mortgage is the largest investment many of us will make in our lives, but the longevity of a mortgage loan can make it easy to “set and forget,” resulting in missed opportunities…
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