10 Tips for Home Buyers
When shopping for a new home, there are many things that can derail your loan approval. To ensure the process goes smoothly, here are 10 tips on what home buyers should and shouldn’t do during…
Mortgage rates are rising: Here’s what you should know
After a sustained run of historically low interest rates, most financial professionals and realtors expect mortgage rates to begin climbing upward in 2022. This is due to several factors, primarily the strong economy and recent…
Tips for making a successful offer
There is one crucial milestone that stands between finding the perfect home and getting it before someone else does — a successful offer. In a competitive market sellers have choices and are less inclined to…
Refinancing and divorce
Divorce involves complicated financial matters. Topping that list is jointly owned real estate. If you get the house, what happens next? Are you buying out your partner? What happens to shared earned equity? How will…
Managing credit ratings
Credit ratings are an important measure of a person’s financial wellness. Think of them as a report card for your finances. Lenders review credit ratings to determine the risk associated with the requested loan. The…
5 things to know about mortgages and homebuying
As the coronavirus pandemic continues, people are finding new ways to resume normal activities with an eye toward safety. This includes real estate and mortgage businesses. The good news is that innovations and technology are…