Understanding what the markets are telling us
No financial firm of integrity will tell you to try to predict the markets from day to day, or make a big shift in your investments based on headlines. But that doesn’t mean that you…
The power of budgeting at any life stage
Budgets get a bad rap. In reality, they give people power over their finances, and when managed well, can put a person in a position to decide if they want to seize an opportunity or…
Help your family have a healthy relationship with money
It’s surprising how little families talk about financial matters. While no one would claim that money is more important than family, financial issues are a top cause of stress and dissent that can strain family…
5 ways to find more funds for retirement savings
Retirement planning is something of a catch-22 – the further people are from it, the more they should be doing to prepare. People just starting out or in their mid-career, however, have many competing financial…
Cash reserves for businesses: How much?
Most people have heard the personal finance adage that they should have cash equal to 6 months of expenses on hand, in case they lose their job or have an emergency expense. But should businesses?…
Understanding and managing good debt vs. bad debt
You may have been taught that debt is a bad thing to have in personal or business finance. The truth is a little more nuanced. Sometimes one kind of debt is better than another, and…