When should you use your emergency fund?
You’ve managed to save the recommended three to six months of finances for an emergency fund. Now, when is it ok to use it?
Getting married? Here are 3 tips for avoiding financial arguments.
Choosing to spend the rest of your life with someone is one of life’s most significant milestones. You and your partner have likely spent hours discussing wedding logistics, dreaming of honeymoon destinations and planning your new life together but you might be missing out on one of the most important discussions for a long-term relationship…
Emergency Savings: A neglected part of financial wellness
You’ve heard the rule of thumb: Have an “emergency savings” set aside for unexpected costs. It’s a simple enough idea, but most Americans put it at the back of their financial priority list. In fact, more than 50% of Americans say they couldn’t come up with $500 at a moment’s notice.
Rethinking Retirement – Will You Have the Income to Support the Retirement You Desire?
Chances are, your retirement will look very different than your parents’ or grandparents’ retirements. First of all, many of us are living longer and can potentially expect a retirement that stretches 30 years or more. Second, gone are the days when the typical retiree whiled away the hours in a rocking chair. Many retirees today…
Beyond Medicare – How to Fund Health Care Costs in Retirement
As retirement draws closer, many of us cling to a false sense of security that Medicare will cover all of our health care costs. Once we hit 65, it’s all taken care of and we don’t have anything to worry about, right? Wrong. While it’s true that beginning at age 65 most Americans become Medicare…
So You Want to Retire Early? What You Can Do Now to Prepare
You’ve done your time. You’ve had a long (and hopefully rewarding) career and are ready to ease into retirement. There’s one problem. You’re not quite officially retirement age yet. You have a few years (maybe more) until you reach age 62 and can start receiving Social Security. And a few more years still until you…