At Alerus, our investment philosophy and process are to take a long-term view and to prudently manage risk through asset allocation. This philosophy extends to periods of global economic change. Stay ahead of the curve…
After a sustained run of historically low interest rates, most financial professionals and realtors expect mortgage rates to begin climbing upward in 2022. This is due to several factors, primarily the strong economy and recent…
Saving and investing for retirement is an absolute must for most Americans, and investing in your future through 401(k)s, IRAs, and other retirement-specific investment vehicles should be a top priority in distribution planning.
As a mortgage is paid down, the difference between what the home is worth and what is still owed — the equity — grows. This equity increases further if the value of the home continues…
There is one crucial milestone that stands between finding the perfect home and getting it before someone else does — a successful offer. In a competitive market sellers have choices and are less inclined to…
The state of public health and the economy over the past year and a half led large numbers of people to turn to charities for help. These same forces created both challenges and opportunities for…
