Fraudsters have become increasingly adept at getting cardholders to share information by posing as financial institution call center representatives, or sending text messages that look like they are coming from your institution, warning of suspicious activities. They are also phoning call centers posing as cardholders requesting changes to card information and account parameters. The fraudsters…
Financial elder abuse is when a relative, caregiver, stranger, or “friend” exploits an older person to deplete savings and assets that have taken years to accumulate. This type of abuse can severely affect an elder’s lifestyle. Elder abuse is accomplished by taking or misusing the property or resources of a vulnerable adult by means of undue…
Social Security benefits can be a boost to post-retirement income, but they can also be challenging to navigate. When and how you claim Social Security benefits can significantly change the amount you receive. Add to that the employment uncertainty that many people near retirement are feeling today and Social Security decisions can become quite complex.
Sometimes getting your paycheck to cover all your expenses can feel like carrying water in a leaky bucket – by the time you get where you were heading, it’s empty. With nothing leftover, building financial security can seem impossible.
It was a problem we all had as kids when we found a dollar: Does it go into the piggy bank or get spent on something to enjoy into the future? The options change as we get older, but the same kinds of calculations and questions arise. As adults, we are told saving is good,…
As the coronavirus pandemic continues, people are finding new ways to resume normal activities with an eye toward safety. This includes real estate and mortgage businesses. The good news is that innovations and technology are helping to keep the wheels of real estate turning, but it is safe to say homebuying and financing will look…