Plan for Retirement

Planning Your Retirement Paycheck

Planning for retirement often focuses on things that happen before you retire. That’s perfectly fine if you still have several years to go. But as many people near retirement, focus shifts from accumulation to distribution, and practical questions, such as, how will my retirement money get to me? In what amounts? In what accounts? On what dates?

A key but often-neglected part of retirement planning is ensuring “paycheck continuation.” This ensures you receive funds in a way that fits the rhythms of your life. Here are some steps to discuss with your advisor:



Alerus advisors have the expertise and experience to help you navigate the interlocking pieces of your life – caring for parents, supporting children, planning for yourself – in a way that can help you achieve balance. Each person’s answer may be different, but one thing is true for all: The more time you take to plan carefully for retirement, the more comfortable and confident you will be.