What is an HSA and what are the benefits?

Think of a health savings account as a kind of personal savings account or investment account* that employers can offer to employees who are covered by high-deductible health plans, or HDHPs, in order to help them save money on dozens of types of medical expenses, from doctor visits and physicals to surgery and psychiatric care.



Including an HSA in your company’s benefits offering is a big decision, one you should make with all the information available to you.