alerus image accent

Simplify your banking.

Explore checking accounts that meet your specific needs.

Gettyimages 1488627370 Hero01

Choose the right checking account to meet your needs.

Whether you’re paying bills, buying groceries, or need to transfer money, our checking account options make it easy to accomplish what you need and manage your money.

Alerus Checking

A checking account that rewards you for using it.

  • $50 minimum opening deposit
  • No maintenance fees
  • No minimum balance
  • Cash back rewards1

Visit a location

Alerus Interest Checking

A checking account that pays a tiered rate of interest.

  • $50 minimum opening deposit
  • No maintenance fees
  • No minimum balance
  • Earns interest

Visit a location

Features available with every account

Frequently Asked Questions

How do I open a checking account?

You can open a checking account by visiting any Alerus location.

What do I need to open an account?

To open an account, you need to provide:

  • A valid government-issued ID (such as driver’s license, state ID, or passport)
  • Your Social Security number
  • Proof of address (such as utility bill or lease agreement)
  • If you are under 18, you will need a parent or guardian to co-sign
What is the routing number?

Alerus’ routing number is 091300159. It’s the first set of numbers printed on the bottom of your checks, on the left side.

How do I order checks?

Before you order new checks, have our routing number (091300159), your account number, and your zip code available. Here are two ways to order checks:

How do I find my account number?

You can find your Alerus account number on the bottom of a check, on your monthly statement, or through online banking. On a check, the account number is located to the right of the bank routing number.

How do I set-up online banking?
  1. From a desktop computer, visit login.alerus.com/signup.
  2. Verify your identity.
  3. Create a unique username and password.
  4. Select ‘Create Account’.
  5. Agree to the E-Sign disclosure and Terms of Use for our website.
  6. Set up phone verification. You can select a ‘Phone Call’ or ‘Text’ to verify your identity. If you choose to receive texts, you will receive one confirming verification alerts and a second with a unique code.