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Smart choices for smarter spending.

Some cards help you build your credit or pay down high-interest balances. Others earn rewards like cash back or travel discounts. Discover the perfect card for you today!

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Find a card that’s right for you.

Visa® Platinum Card

Enjoy the everyday convenience of a credit card while saving on interest with an extended low introductory rate. See terms and conditions.

  • Pay down other credit card balances with a great low introductory rate for an extended time
  • Save on interest
  • Non-reward
  • No annual fee

 

Platinum Card

Visa® Max Cash Preferred Card 

See terms and conditions.

  • 5% cash back on first $2,000 of combined quarterly purchases in two categories1
  • 2% unlimited cash back on choice of one everyday category
  • Redeem cash back for a statement credit, rewards card, or a deposit to a qualifying account1
  • $150 cash back after you spend $500 in the first 90 days2
  • 1% unlimited cash back on all other eligible purchases
  • No annual fee

 

Everyday Card

Visa® Everyday Rewards+ Card

See terms and conditions.

  • 4x unlimited points on dining, take-out, and food delivery3
  • 2x unlimited points at grocery stores, grocery delivery, gas stations, and streaming services
  • 1x unlimited points on all other eligible purchases
  • $150 bonus reward (15,000 points) after you spend $500 within the first 90 days of account opening4
  • Redeem points for travel, cash back, and more
  • No annual fee

 

Everyday Card

Visa® Travel Rewards+ Card 

See terms and conditions.

  • 4x unlimited points on travel, gas, EV charging stations, entertainment, and recreation purchases8
  • No cap or limit on the points you can earn, plus you have five years to redeem points for rewards
  • 1.5x unlimited points on all other eligible purchases
  • $250 bonus reward (25,000 points) after you spend $2,000 within the first 120 days of account opening9
  • Redeem points for travel, cash back, and more.
  • No annual fee

 

Everyday Card

Visa® Reserve Rewards+ Card

See terms and conditions.

  • 6x unlimited points on travel (air, hotel, and car rental) booked directly through the Rewards Center10
  • No cap or limit on the points you can earn, plus you have five years to redeem points for rewards
  • 2x unlimited points on all other eligible purchases
  • $500 bonus reward (50,000 points) after you spend $4,500 within the first 90 days of account opening11
  • Redeem points for travel, cash back, and more
  • Annual Fee $390 

 

Reserve

Visa® College Real Rewards Card

See terms and conditions.

  • Earn 1.5 points for every dollar you spend on eligible purchases7
  • No cap or limit on the points you can earn, plus you have five years to redeem points for rewards7
  • 2,500 bonus rewards points awarded after first purchase, redeemable for $25 cash back, merchandise, gift cards, or travel savings
  • No annual fee

 

Everyday Card

Visa® Secured Card

See terms and conditions.

  • Excellent opportunity for someone starting a credit history or who has been turned down for a credit card
  • Improve or re-establish your credit history
  • Enjoy the convenience of credit, including the option to carry a balance
  • Earn interest on the money in your secured savings account
  • No annual fee

 

Platinum Card

Visa® Max Cash Secured Card

See terms and conditions.

  • Improve or re-establish credit history
  • 5% cash back on first $2,000 of combined quarterly purchases in two categories5,6
  • 2% unlimited cash back on choice of one everyday category
  • 1% unlimited cash back on all other eligible purchases
  • Redeem cash back for a statement credit, rewards card, or deposit to a qualifying account5
  • No annual fee

 

Platinum Card

Enjoy these features with every card:

Tap To Pay Icon

Tap to pay

Use your card for contactless payments wherever you see the Contactless Symbol† .

Digital Banking Icon

Mobile purchasing capability

Enroll your card in Apple Pay®, Samsung Pay, and Google Pay™.

Fraud Protection Icon

Zero fraud liability*

You won’t be liable for fraudulent purchases when your card is lost or stolen.

Frequently Asked Questions

Who do I contact if I have questions about my credit card?

For questions about your account or to report a lost or stolen card please call 24-Hour Cardmember Service at 800.558.3424

What do I do if I’ve lost my card?

To report a lost or stolen card, call 24-Hour Cardmember Service at 800.558.3424.

What are my options for making payments?

Online:

Phone:

  • 24-Hour Cardmember Service: 800.558.3424

Mail a Payment:

  • Make checks payable to Cardmember Service, and send to P.O. Box 790408, St. Louis, MO 63179-0408

Mail an Overnight Payment:

  • Make checks payable to Cardmember Service, and send to 824 N 11th Street, St. Louis, MO 63101-1016
How do I download the mobile app?

Download the Elan Credit Card app from your device’s app store.

I’m not sure which card is right for me. Who can I talk to?

Contact us at 800.279.3200.