Carl Osberg

Carl Osberg

Senior Business Advisor


As a senior business advisor, Carl Osberg serves as the trusted point of contact for real estate investors and business clients with the goal of delivering comprehensive lending solutions, as well as guidance to help them achieve their financial wellness goals. To accomplish this, he works in unison with financial services experts across Alerus.

Carl joined Alerus in July 2022 through its merger with Metro Phoenix Bank, where he specialized in commercial real estate lending and credit management. Carl has more than 20 years of experience providing commercial lending services to business clients throughout the U.S. and has a deep understanding of commercial real estate lending.

He holds a bachelor’s degree in business from Wake Forest University in North Carolina and a Master of Business Administration from American University in Washington, D.C. Carl lives in Phoenix with his wife Joanne and their two children. In his free time, he enjoys spending time with his family and attending his children’s baseball practices and games.