Tonia Palmer

Tonia Palmer

Senior Business Advisor, Retirement Specialist


As a senior business advisor, Tonia Palmer delivers comprehensive financial advice to business clients, specializing in retirement solutions including 401(k) plans, employee stock ownership plans (ESOPs), health and wellness programs, payroll, wealth management, insurance, and other services. She works closely with plan sponsors to assist in plan design and provide them with solutions for seamless administration of retirement benefits.

Tonia joined Alerus in 2016 and has nearly 15 years of experience in retirement and benefits. Her expertise has made her a trusted partner for clients, who benefit from the guidance she can provide related to the complex and evolving retirement services industry.

She holds a bachelor’s degree in human resources and organizational leadership from Rasmussen University and is a Qualified 401(k) Administrator. Tonia and her husband, Darin, live in Albert Lea, Minnesota, with their two children. In her free time, she enjoys hiking, traveling, and spending time with family and friends.